If you often buy something from an online shopping site or local market. So you must have known about the Bajaj Finserv EMI card. Bajaj Finserv EMI Card is being used quite fast in big cities nowadays. Through this card, you can buy your transactions in monthly installments without paying any interest. Bajaj Finserv EMI card is also known as Bajaj Finance Card. For some time now, bajaj finserv advertisements are also being shown on tv continuously.
The Bajaj Finserv Card can be used in buying items of online shopping, travelling and fashion etc. Today, the Bajaj Finserv card is being used in more than 250 cities in India. What is Bajaj Finserv EMI Card? How can you apply for it? To get the complete information about it, you have to read this article till the last. We’re providing you with all the information here.
What is Bajaj Finserv EMI Card?
The Bajaj Finserv EMI Card is one such wallet card. Which you can use for shopping. It is a preapproved loan. The value of this card is up to ₹300,000. But how much amount of money Bajaj Finserv will give you an EMI card, it is determined by the company. Once the card is approved, you can use it for any kind of purchase. This card can be used in more than 250 cities and more than 45000 shops in India.
Bajaj Finserv EMI Card is being promoted like a No Cost EMI Card. The special thing about this card is that you do not have to pay any interest on these EMIs. Whenever you make a purchase with this card. So your purchase amount is automatically converted into EMI. And the EMI pays you 3, 6. Can be done in 9, 12, 18 or 24 months. It depends on your card and the goods you purchased.
Suppose you have bought a goods worth ₹15000, then you will have to pay in monthly installments of ₹2500 in 6 months. It won’t put any pressure on your pocket. And you’ll be able to easily make your purchases too. And you will not have to pay any kind of interest on this loan.
Documents required to apply in Bajaj Finserv EMI Card
In applying for a Bajaj Finance EMI Card, you will need some necessary documents. The details of which are as follows:
- Passport size photo
- KYC document containing a photo ID certificate and address proof
- Signature of the applicant
- and a canceled cheque
- An NACH mandate form (to auto-debit emi from your account). It’s just like the ECS mandate.
How to apply for Bajaj Finserv EMI Card?
You can apply for The Bajaj Finserv EMI Card in many ways. If you want, you can apply for it by sending an SMS from your mobile.
How to apply for Bajaj Finserv EMI Card by sending an SMS:
To apply by sending the SMS, you need to open your mobile’s message box. And you have to send to 56070 by typing EMICARD. After which within 48 hours you will get a call from Bajaj Finserv. And you will be asked for full information. After which if you are eligible, the company will issue an EMI card. The card is sent within 10 to 15 working days of zari.
How to Apply Online for Bajaj Finserv EMI Card:
You can also apply online for bajaj finance EMI card if you wish. For this, you have to follow the following easy steps.
First of all, you will also have to go to the official website www.bajajfinserv.in. If you want, you can also go directly by clicking here.
After reaching the website, you will have to write down your name and mobile number and submit.
After this, the OTP will come to your mobile. After filling in which you can apply.
Apply for Bajaj Finserv EMI Card from the nearest store:
If you want, you can also apply for bajaj finance EMI card by visiting a branch of one of your nearest bajaj finserv. To apply by going to the branch, you have to carry a photocopy and original of the required documents along with you. The Bajaj Finserv store is located in more than 250 cities. And the company claims to have more than 45,000 branches. If you do not know about the nearest Bajaj Finserv branch of your city. So you can find out the branch of your nearest Bajaj Finserv by clicking here.
How to view the status of Bajaj Finserv EMI card application
If you have applied for a Bajaj Finance EMI Card. So you can check the status of your application. For this, you will have to log in to the customer portal of Bajaj Finserv.
What is the difference between Bajaj Finserv EMI Card and Credit Card?
Whenever you make a purchase using a credit card. Or pay. So an interest-free period is provided for the next 45 days from your paid date. While in The Bajaj Finance EMI Card you are provided with the benefit of paying the loan in monthly installments of several months. And here you are not even charged any kind of interest.
You can also convert the amount into EMIs by the credit card issuing bank. But on this amount you also have to pay interest along with EMI. But in the case of Bajaj Finserv, you do not have to pay interest.
Who can apply for Bajaj Finserv EMI Card?
Some egalibi has also been prescribed to apply to the Bajaj Finserv EMI Card. Which is as follows –
People between the ages of 21 and 68 can apply for this card.
The applicant is also required to have any source of regular income.
If you talk about regularly, then a person who gets a salary can get a card very easily. While students or self-employed persons may have a little trouble getting the card.
How many types of Bajaj Finserv EMI cards are there?
There are two types of EMI cards issued by Bajaj Finserv. Which are as follows –
- Gold EMI Card
- Titanium EMI Card In
There is no significant difference in the two cards mentioned by the Bajaj company. Titanium card loan amounts are higher than gold Mi Cards. And shopping offers are provided. To get a gold EMI card, you have to pay ₹412. While to get a titanium EMI card you have to pay ₹848.
Where to use Bajaj Finserv EMI Card?
This question is often asked by people. That’s where you can use the Bajaj Finance EMI Card. In fact you can’t use the Bajaj Finserv EMI card everywhere like a credit card. You can use it only in select company Patner stores. claimed by the company. That bajaj finserv EMI card is accepted at more than 45000 stores in India. You can use it in electronic item shop, furniture shop, mall, etc. Along with this, you can also use the Bajaj Finance EMI Card on online shopping sites like – Amazon, Flipkart.
How much loan can you get from Bajaj Finserv EMI Card?
Through Bajaj Finserv EMI Card, Bajaj Company offers loans ranging from Rs 30000 to ₹300000. How much loan can be provided to you? This is determined by your salary and ability to repay loans. This information is provided to you while taking a loan.
How long do you have to repay the Bajaj Finserv EMI Card loan?
In how many days do you have to pay the Bajaj Finserv EMI card loan? This depends on the shopping done by Bajaj Finserv EMI Card. Different periods are provided at different stores according to the amount of your purchase. You can pay the EMI in 3, 6, 9, 12, 18 or 24 months.
How much interest do you have to pay on Bajaj Finance EMI Card?
As you’ve been told before. That Bajaj Finserv is issuing advertisements as no cost EMI. That is, you do not have to pay any kind of interest on making a purchase by Bajaj Finance EMI Card. Now you must be wondering what benefit the company will get from it. So let me tell you that Bajaj Finserv takes all the money from you. and get some discounts from the seller. This discount is the earnings of Bajaj Finserv.
How you have to pay for a Bajaj Finserv EMI card?
When you are issued an EMI card on behalf of bajaj finserv company. Then there is the Bajaj company. You take the NACH mandate form (ECS mandate). By doing this, Bajaj Finserv can automatically deduct emi funds from your account. In this way, emi amount is automatically deducted from your account every month. If you don’t keep enough balance in the account on time. So the company has to pay you a penalty and late payment fee.
If you took a Bajaj Finserv EMI card and did not use it:
If you are being issued by the Bajaj Finserv company. Emi card is taken. But it’s not used. So you have to pay ₹99 plus 18% GST total of ₹170 per annum as annual fee. But if you have made a purchase through this card in the last 12 months. So you don’t have to pay any kind of fee.
So friends, this is the same information about bajaj finserv EMI card being issued by bajaj finserv. You can easily apply for the Bajaj Finserv EMI Card. And you can buy the goods you need without putting a burden on your pocket. For which you do not have to pay any kind of interest. But you should avoid buying unsavoury stuff. If you like this information. So don’t forget to share it with your friends. Also, if you have any kind of question, comment in the comment box below. We’ll answer your questions soon. Thank you..
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